Looks like our parents have everything that was in the middle of the 20th. Your parents could be homeowners, whether they were thriving or starting their family at your age. Maybe you find yourself living on a paycheck and still eating a lot of Ramon and pizzas, even though your body is starting to deliver you. Maybe you didn' t think you were still here, but maybe you thought that grownup would be ... different?
She saves, lives in a budget and is honest with himself about what you can and cannot afford
But how do we get our finances in order when we feel that we're on the Raster wheel as long as we're running out of things? It's easy to say and hard to say. She saves, lives in a budget and is honest with himself about what you can and cannot afford
On the other side, it's harder to keep these days. I mean, our parents weren't supposed to give $5 a latte in every corner. They should not have bought the mini-computer/camer/calculator/chars/telephone hybrids. They were not exposed to the world of fast fashion or could use their credit cards. They did not have to struggle to reserve their caribou in Amazon at 11 :56pm, because "free delivery to Canada" ends at midnight
We have a life that is unattainable, and it looks like a dream, because it is. Reality is our time for money. Allow current. Before you spend your time, you will think about how many hours of your life would have to be traded for that good or service. Is an 8-hour shift with a bottle service on Tuesday or should you transfer the money to a loan?
People around the phrase "home poor", which essentially means that you're spending more than 30 percent of your income on housing
We must also be honest about what we can afford. Statistics Canada showed consumption for one of them
If you get a third of your income to live somewhere, you'd better do it in other areas
Do you want to know how hard it is to do this? Check the cost of life of the calculator on
It will be difficult, and it will take some time, but if we stop living like our last day on earth and spend time building a foundation and investing in ourselves, he will pay
You have to work long and long, and it's not all for two minutes. You're not going to pay your student loans with your first paycheck. Of course, you're not going to be comfortable buying a house in your first year in the labor force. This may mean the sacrifice of a relationship, a friendly and impractical treatment for a long time to achieve what you want. It will be difficult, and it will take some time, but if we stop living like our last day on earth, and we will have time to build the foundation and invest in ourselves, it will pay
Maybe that makes sense. We live out of our lives while we start our careers and work with our starting salary. We are trying to preserve the image of success, which stretes from reality, and we can resent our work when we cannot afford the luxury we have in mind
Put your work and start at the end. Nothing will be below you. Do it all. Prove yourself and be realistic about where you are financially. If this means living at home for another year, to get a roommate or to give up the car until you've made more money, that's what you might have to do. There is nothing glamorous about how to be economical, but the transfer of money in accounts while you are in the queue to buy toilet paper is not very good either
* Views expressed in respect of the author, and not necessarily for the "Student life" or their partners
Michele is an independent writer in Vancouver, BC. She's beautiful, talented and modest